Advice, answers, and stories of and for getting out of debt.
A home is most likely the largest purchase you’ll ever make in your life (unless you get to yacht or personal jet level, I suppose). And the whole home-as-an-investment concept is incredibly misleading. The truth is that a home is something you’ll always be putting money into, and its value can fluctuate dramatically based on …
Habits are powerful. They take time and diligence to create, but once the habit cycle is rolling, they’re pretty hard to get out of – whether they’re good or bad. It took awhile for my husband and I to become Budget Ninjas, but now that it’s become such a consistent part of our lives, I …
How We Put $3,000+ Per Month Towards Student Loans Read More »
As a millennial, I fell into that period of time where it was expected that if you had any intentions of being at all successful in life, you must go to college. And lucky for me, my parents are not college grads nor had they saved any money for my college expenses. Society (and my …
How I Paid Off My Student Loans Before My 25th Birthday Read More »
Let’s just take a moment here to define “necessity.” There are a lot of things that people spend money on that are far from necessary, and it might hurt a little to accept the fact that your hair highlights or seeing that new flick in the theater are, indeed, luxuries! If you are trying to …
Here’s the thing about all debt other than a mortgage: our society leads us to believe that it is necessary and normal. That is simply untrue. It is possible to live debt-free, and it is as wonderful as it sounds. Being debt-free opens up endless possibilities for financial potential and growth. And let me reiterate …