Advice, answers, and stories for budgeting.
“Investing” a really intimidating word for a young person with very little money. I’ll admit that the thought of investing in the stock market has been terrifying to me until very recently. My husband, always much more of a risk-taker, has been the driving force in making sure we’re not only investing into retirement funds …
A home is most likely the largest purchase you’ll ever make in your life (unless you get to yacht or personal jet level, I suppose). And the whole home-as-an-investment concept is incredibly misleading. The truth is that a home is something you’ll always be putting money into, and its value can fluctuate dramatically based on …
College is like a nice “pre-adulting” period between moving out of your parents’ house for the first time and having full responsibility over your life. It’s a gradual process to get from one end of that spectrum to the other, of course, and a lot changes from high school graduation mooch-off-your-parents days to college graduation getting-a-real-job-and-supporting-yourself-financially …
I live in Michigan, where snow is not out-of-the-question for six months of the year. Schools were closed for a snow day on April 18th this year. That is a true story. With this type of climate, summer is a sacred time, and Michiganders do not mess around with this precious little three-month window of …
If you are anything like me, and I know I am, you don’t take vitamins. Don’t get me wrong, you own some. You’ve got some in your house or apartment, in your main toiletries drawer, right next to your toothpaste so that you don’t forget to take one every time you brush – just like …
Painkillers vs Vitamins: Your Relationship With Your Money Read More »
Habits are powerful. They take time and diligence to create, but once the habit cycle is rolling, they’re pretty hard to get out of – whether they’re good or bad. It took awhile for my husband and I to become Budget Ninjas, but now that it’s become such a consistent part of our lives, I …
How We Put $3,000+ Per Month Towards Student Loans Read More »
Pick one thing in your budget that you “splurge” on within reason or you’ll go insane trying to stick to a budget. Here are some tips.
Does the idea of a budget make your cringe? Are you wondering what in the world you are even doing on this site because it is all about saving and being savvy with your money? You’ve come to the right post! Hi, my name is Lance and I’m a recovering (typical) millennial male spender. I …
Let me tell you a little story. Once upon a time, there were two crazy kids desperately trying to pay off their student loans. They were on the home stretch – the end was in sight! Based on their careful budgeting, they were able to see that based on their income and spending habits, they …
What is there to worry about when you have no debt and an emergency fund? Read More »
As a millennial, I fell into that period of time where it was expected that if you had any intentions of being at all successful in life, you must go to college. And lucky for me, my parents are not college grads nor had they saved any money for my college expenses. Society (and my …
How I Paid Off My Student Loans Before My 25th Birthday Read More »