Rayanne

Why Buying Our First Home With No Debt, an Emergency Fund, and a 20% Down Payment Was So Worth It

A home is most likely the largest purchase you’ll ever make in your life (unless you get to yacht or personal jet level, I suppose). And the whole home-as-an-investment concept is incredibly misleading. The truth is that a home is something you’ll always be putting money into, and its value can fluctuate dramatically based on …

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6 Money Mistakes I Made When I Started College

College is like a nice “pre-adulting” period between moving out of your parents’ house for the first time and having full responsibility over your life. It’s a gradual process to get from one end of that spectrum to the other, of course, and a lot changes from high school graduation mooch-off-your-parents days to college graduation getting-a-real-job-and-supporting-yourself-financially …

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Dealing with The Cards You’ve Been Dealt: How We Became the House-Hunters Who Cried Wolf

poker-cards

I’ll be honest – it has taken me a long time to accept the cards I’ve been dealt in life. And by “long time,” I mean that I’m still working on it! I have spent a lot of time trying to keep up with the Joneses and create a happy-ending that doesn’t fit with my …

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