Planning for the Future Doesn’t Mean You Can’t Live in the Now

It’s hard to think about the future when you’re young. That’s just a fact. No twenty-something wants to think about getting old or, especially, dying. But you will get old someday (if you’re lucky), and death is a part of life. There is a lot of value in “living in the now” and being present […]

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Painkillers vs Vitamins: Your Relationship With Your Money

If you are anything like me, and I know I am, you don’t take vitamins. Don’t get me wrong, you own some. You’ve got some in your house or apartment, in your main toiletries drawer, right next to your toothpaste so that you don’t forget to take one every time you brush – just like […]

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Is my Bachelor’s Degree just a really expensive piece of paper?

When I was in high school, there was no question as to whether or not college was a good investment. It was very clearly communicated to me by parents, teachers, and other school staff that because I got good grades and was a motivated human being, I needed to go to college. No ifs, ands, […]

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Failure Has To Be An Option

I’ve always been entrepreneurial. In high school, I never had a real job. I did drop-shipping (buying goods from a manufacturer and reselling them to consumers) back in 2005 before it was ever thing. Of course, I didn’t call it that or even know what in the world I was doing. I bought electronic goods […]

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How We Put $3,000+ Per Month Towards Student Loans

Habits are powerful. They take time and diligence to create, but once the habit cycle is rolling, they’re pretty hard to get out of – whether they’re good or bad. It took awhile for my husband and I to become Budget Ninjas, but now that it’s become such a consistent part of our lives, I […]

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My Musings on Minimalism

I have recently become interested (okay, more like obsessed) with the idea of “minimalism.” I stumbled across the documentary Minimalism: A Documentary About the Important Things on Netflix, and to say that my interest was piqued is a bit of an understatement. In digging into the concept a little deeper, I’ve discovered a whole movement […]

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Take Back Your Freedom By Giving

The Big T-O… Nope, this has nothing to do with sports; apologies. This is about Tithes and Offerings in your budget. WAIT! Before you click the back button to keep mindlessly scrolling for easier to consume information, hear me out. Tithes and Offerings, if you don’t find yourself basing life on a Hebraic text, can […]

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Pick Your “Thing”

Everyone has their “thing.” That thing that they just love, that they’d never let go, that they’d give up everything else for…for some, it’s a hobby like snowboarding or hunting. For others, it’s starting and growing a large family. For others, it’s real estate or entertainment or food. For us, it’s travel. We love to […]

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Budget For Some Unbudgeted Spending

Does the idea of a budget make your cringe? Are you wondering what in the world you are even doing on this site because it is all about saving and being savvy with your money? You’ve come to the right post! Hi, my name is Lance and I’m a recovering (typical) millennial male spender. I […]

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